Your roof is your home’s primary defense against the elements, and there’s a real possibility that it will sustain damage during a strong storm. As a homeowner, it’s important to educate yourself about storm damage to your roof so you’re prepared in an emergency. Unfortunately, there are a lot of storm damage myths out there. In today’s article, Mpact Roofing, the top storm damage expert in our local area, reveals the truth behind some common misconceptions.
Myth 1: I Called a Roofing Company to Inspect My Roof and They Said I Did/Did Not Have Storm Damage
Most roofing companies employ salesmen that have been trained on product knowledge but are not good sources to identify storm damage. Fact is, very few roofers have the knowledge, experience or certifications to properly identify storm damage. In many cases, proper identification of hail and wind damage can be tricky. Mpact Roofing’s staff has many years of experience identifying storm damage on tens of thousands of homes and commercial buildings. We are, in fact, Storm Damage Identification Experts and we have the certifications to prove it!
Myth 2: My Insurance Rates Won’t Go Up If I Don’t File a Claim
After a large storm, your insurance company can raise everyone’s rates whether or not you end up filing a claim. If you don’t file a claim, then your rate increase will end up paying for everyone else’s roofing claims. Filing a claim after a storm will benefit you and allow you to recover more quickly and at a smaller expense. Even if your home doesn’t display obvious damage after a storm, we still recommend calling us for an inspection. There may be hidden damage to your roofing system.
Myth 3: My Insurance Company Will Cancel My Policy If I File a Claim
As a roof replacement expert, we highly recommend filing a claim after a storm if your roof has been significantly damaged. Insurance companies are not allowed to cancel your policy just because you filed a legitimate insurance claim after a storm. To help facilitate the insurance claim process, make sure to photograph all signs of damage to your roof and to take notes. You can submit this documentation together with your claim.
Myth 4: My Roofing Warranty Covers Storm Damage
Many roofing manufacturers don’t cover hail and storm damage in their warranties. If your roof is new, then you should definitely have it inspected after a storm, even if the damage appears minor. If your roof has any damage at all, then you have a legitimate insurance claim.
You can rely on Mpact Roofing for all your exterior renovation and roofing needs. We’re known for our excellent workmanship, great customer services and for our 24-hour turnaround on most jobs. Our goal is to exceed our customers’ expectations and to make sure that they’re happy during every step of their home improvement project. Call us at (512) 535-2053 to learn more about our services and products or to get a free estimate.